Our mortgage loan program includes:
> Personalized consultation, formal pre-approval
   and long-term rate lock-ins
> Conventional, jumbo, fixed, adjustable, balloon
   and government (FHA/VA) loans
> Loans for primary residences, second/vacation homes,
   and non-owner-occupied investment properties
> Conventional loan limits of $417,000; minimum of $30,000
> Jumbo loans starting at $417,001 up to $1 million

Our mortgage loan options include:
> Fixed rate loans with terms up to 40 years
   Adjustable Rate Mortgages (ARMS)   
> 96.50% 30-year mortgages
> Interest-only loans    
 
Purchase Transactions
> Finance one- to four-family units either as
   owner- or non-owner-occupied properties
> Condos and townhouses are okay
   (complex must meet project underwriting guidelines)—
   no mobile or manufactured homes

Refinance Transactions
> Require at least 5% equity in the property
> Debt consolidation or equity (cash-out) transaction
   where loan proceeds are used for other purposes up
   to 85% of the market value
> Closing costs may be rolled in up to 95% total
   of market value
 
For more information please contact Lisa Boaz, Mortgage Manager, at (636) 720-2432
or (800) 500-6860, ext. 132.
Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $





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West Community Credit Union 2345 South Brentwood St. Louis, MO 63144
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