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Our mortgage loan program includes:
> Personalized consultation, formal pre-approval
and long-term rate lock-ins
> Conventional, jumbo, fixed, adjustable, balloon
and government (FHA/VA) loans
> Loans for primary residences, second/vacation homes,
and non-owner-occupied investment properties
> Conventional loan limits of $417,000; minimum of $30,000
> Jumbo loans starting at $417,001 up to $1 million
Our mortgage loan options include:
> Fixed rate loans with terms up to 40 years
Adjustable Rate Mortgages (ARMS)
> 96.50% 30-year mortgages
> Interest-only loans
Purchase Transactions
> Finance one- to four-family units either as
owner- or non-owner-occupied properties
> Condos and townhouses are okay
(complex must meet project underwriting guidelines)—
no mobile or manufactured homes
Refinance Transactions
> Require at least 5% equity in the property
> Debt consolidation or equity (cash-out) transaction
where loan proceeds are used for other purposes up
to 85% of the market value
> Closing costs may be rolled in up to 95% total
of market value
For more information please contact Lisa Boaz, Mortgage Manager, at (636) 720-2432
or (800) 500-6860, ext. 132.
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West Community Credit Union 4161 Highway K O'Fallon, MO 63368
Phone: Toll Free Phone: Fax: Contact Us | Home Copyright © 2010 West Community Credit Union
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